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Obama Care


Introduction

The Patient Protection and Affordable Care Act (PPACA) is often called as the Affordable Care Act (ACA) or "Obamacare" is a Federal statute signed by the president Barack Obama in 2010 in the United States. The major purpose of the legally signed law was to increase the quality and affordability of the health insurance among the masses along with lowering the uninsured rate through a systematic private insurance coverage planning.

Discussion

Obama Care together the Health Care and Education Reconciliation Act represents the most important and significant regulatory framework in the history of the US healthcare system since the introduction of Medicare and Medicaid in mid 60s. In order to reduce the healthcare costs for individuals and the government; a number of mechanisms in the form of mandates, insurance plans, and subsidies were introduced that helped in increasing the coverage and affordability rate in a significant manner. Additionally, efforts have been taken to reduce the healthcare costs along with shifting the focus from quantity to quality by introducing new competition mechanisms, regulations, incentive plans, and better support for efficient delivery of healthcare.

Critical Analysis

Obama Care does not replace the existing medicare, medicaid, and private insurance and it also does not regulate the health care but regulates the health insurance along with filling the existing gaps in a well planned manner. Some of the key benefits of Obama Care are in the form of stopping insurance companies to execute their own policies affecting the healthcare insurance policies of patients, stopping insurance companies from charging exuberant prices for the treatments, and expanding the medical coverage to the fullest in and around the country. Jacobs (2010) added that some of the key challenges of Obamacare are in the form of creating exchanges from where insurance can be enrolled and purchased, sharing new laws and policies with the masses, and controlling health care costs uniformly. It requires all the states to follow similar practices aimed to deliver stated results. However, this has not been the case as not every state has adopted the stated insurance framework.

Conclusion

Overall, it can be said that Obamacare is one of the highly thought after healthcare frameworks aimed at offering health related benefits and comfort to a number of people along with safeguarding their healthcare needs in a planned and systematic manner.

 
 

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